INDIA-VEHICLESM21

Real Asset Exposure: Gold, Real Estate, Commodities

Build a modern portfolio that includes real assets for inflation protection, diversification, and crisis resilience.

Learning Goals

  • Understand the role of gold, commodities, and real estate in a portfolio.
  • Learn how to access these assets in India efficiently.
  • Balance real asset exposure against growth and income goals.

Core Concepts

Gold and Inflation Protection
Beginner

Gold often retains value during currency depreciation and inflation, making it a defensive allocation.

Real Estate Exposure
Beginner

Listed real estate (REITs) is more liquid than physical property, while physical real estate offers leverage and control.

Agriculture & Commodities
Beginner

Commodity exposure can hedge inflation but is volatile. Access through NCDs, ETFs, or commodity funds in India.

Indian Market Context

Indian households already own large amounts of physical gold. Digital gold, gold ETFs, and REITs now offer lower-cost alternatives.

Hands-On Calculators

Future Value Calculator
Future Value₹3,10,585

Gain: ₹2,10,585

Behavioral Insight

🧠 CULTURAL COMFORT: Indians overweight gold and property because they feel more tangible and secure than financial assets.

From History

Real Asset Exposure: Gold, Real Estate, Commodities

Physical gold held through the 2013 taper tantrum and 2020 pandemic preserved value while equities were volatile.

Take the Quiz

Module Quiz
Which real asset is most commonly used as an inflation hedge?
REITs are less liquid than physical real estate.
Why might commodities be added to a portfolio?